The
West Side Neighborhood Housing Services will hold its last homeownership class
of the year from 9 a.m. to 5 p.m. on Dec. 8.
The
homeownership classes are always taught from 9 a.m. to 5 p.m. on a Saturday and
are offered on a monthly basis. In addition to offering a class, there is an
online option available for those who wish to complete the class at home. More information is available from the
organization’s website at http://www.wsnhs.org/homebuyer-education#online.
Housing
Services is a private, non-profit organization dedicated to the renewal of
Buffalo's neighborhoods by providing secure and affordable housing
opportunities.
The
organization recommends working with a Housing Services counselor to fix credit
issues before enrolling in the class. Lauren Jednak, homeownership counselor,
and her team help fix up ones credit in order to obtain a mortgage.
After
completing the homebuyer education class, the home-buying process is ready to
begin.
Housing
Services also recommends different grant programs, such as the First Time Home
Club run through the Federal Home Loan Bank of N.Y., to get individuals started with a savings plan.
Jednak
said they also help people get into their homes and fix up homes that need
fixing.
“In
addition to the homeownership program, we have a rehabilitation program, and a
foreclosure prevention program,” Jednak said. “God forbid a home owner faces
the threat of foreclosure, we can help you mediate that process as well.” By Crissie
Russo and Caitlin Waters